Forklift and materials-handling finance
Forklifts, telehandlers, reach trucks, pallet jacks and order pickers. Commercial finance for the gear that keeps your warehouse moving — new or used, structured around your business.
From a single forklift to a fleet of warehouse equipment, we arrange the finance and match you to a lender that understands materials-handling gear. It's a chattel mortgage, so you own the equipment from day one and keep your working capital free. New or used, with low-doc options for established ABNs.
Who it's for
Warehouses, logistics and distribution operators, manufacturers and businesses that run forklifts and materials-handling equipment.
Forklifts to full warehouse fit-outs
Counterbalance and electric forklifts, telehandlers, reach trucks, order pickers, pallet jacks and other warehouse handling gear. If it moves stock for your business, it's generally financeable — as a single unit or across a fleet, new or used.
Own it from day one
Materials-handling equipment is financed on a chattel mortgage — the equipment is yours from settlement and is secured against the loan, keeping your cash in the business. Business use can bring depreciation into the picture; confirm with your accountant how that applies to you.
New or used handling equipment
We finance both new and used forklifts and handling gear. Used equipment needs a PPSR title check, which we handle, and the age and hours of the machine will shape which lender from our panel of commercial lenders fits best.
Established ABN often means no financials
If your ABN has been active for 2+ years, you're GST registered and a director owns property, low-doc finance can often be arranged without tax returns, BAS or bank statements. We'll tell you whether low-doc or a full submission gets you the better outcome.
Lower the monthly with a balloon
A balloon (residual) at the end of the term lowers your monthly repayment and keeps more working capital in the business. We'll structure the term and balloon around how long you expect to keep the equipment and how it earns for you.
What repayments might look like
A worked example: $80,000 of warehouse handling equipment on a chattel mortgage at an indicative 7.5% p.a. over 5 years with a 30% balloon works out around $1,272 a month, leaving roughly a $24,000 balloon at the end. This is an estimate only, excludes fees and charges, is not a quote, and is subject to the lender's assessment.
Talk to a specialist
Get a competitive rate and the right structure for your next asset. No obligation, no credit-file hit to ask.
- Panel of commercial lenders
- Low-doc options for established ABNs
- Pre-approval before you buy
Work it out backwards.
Start with a repayment that keeps cash in your business and see what it finances — then we’ll line up a competitive rate to match.
A balloon lowers your monthly repayment and keeps cash in the business. ~30% is common; new vehicles can go to 40%.
Real rates today typically sit in the 6–9% range depending on the asset, its age, your ABN and security. A guide, not a quote.
Estimate only, excluding fees and charges. Not a quote, offer, or credit assistance. Actual repayments depend on the lender’s assessment.
Common questions
Forklifts, telehandlers, reach trucks, order pickers, pallet jacks and other warehouse handling gear, new or used. If it moves stock for your business, it's generally financeable — as a single unit or across a fleet, on a chattel mortgage.
Explore more finance
Ready to move on your next asset?
Get pre-approved and negotiate as a cash-equivalent buyer — we'll handle the rate, the structure and the paperwork.