Telehandler finance for construction, agriculture and hire
Telehandlers, forks, buckets, jibs and platforms — financed as one working setup, on-site or on-farm.
A telehandler is only as useful as what's on the end of the boom, and it earns whether it's stacking pallets on a build or moving bales on a farm. We finance the machine and its attachments together, structured around income that doesn't land in even monthly amounts. New or used — we can usually fund it.
Who it's for
Builders, construction contractors, farmers and hire companies running telehandlers.
Forks, buckets, jibs and platforms in one facility
A telehandler is only as useful as what's on the end of the boom. Pallet forks, buckets, jibs and work platforms can usually be wrapped into the same chattel mortgage as the machine, so the attachments that make it earn on-site aren't a separate cash outlay.
Built for work that doesn't run on a flat income
Telehandlers work across construction progress claims and farm seasons, both of which can pay unevenly through the year. A balloon (residual) lowers the monthly repayment so you're not carrying a heavy fixed cost through a quiet stretch between claims or harvest.
Established ABN and property usually means no financials
If your ABN has been trading a couple of years, you're GST registered and a director owns property, telehandler finance can often be arranged without tax returns or bank statements, typically into six figures — usually enough for most mid-size telehandlers.
Buying secondhand? We handle the title check
Telehandlers bought used through dealers, auctions or private sale are commonly financed, including higher-hour machines. On a private sale we run a PPSR check before settlement so you know the machine is clear of someone else's finance.
Get pre-approved before you commit at auction or on-farm
Good telehandlers move quickly, whether at a machinery auction or through a dealer. A pre-approval sets your limit up front, so you can act as a cash-equivalent buyer rather than waiting on a decision once you've found the right unit.
Own it from settlement, claim the GST and depreciation
On a chattel mortgage your business owns the telehandler from day one, so you can generally claim the GST input tax credit on the purchase and depreciate it over its working life. Confirm how this fits your circumstances with your accountant.
Talk to a specialist
Get the right rate and the right structure for your next asset. No pressure to proceed, no credit-file hit to ask.
- Panel of commercial lenders
- Low-doc options for established ABNs
- Pre-approval before you buy
Work it out backwards.
Start with a repayment that keeps cash in your business and see what it finances — then we’ll line up the right rate to match.
A balloon lowers your monthly repayment and keeps cash in the business. ~30% is common; new vehicles can go to 40%.
Your rate depends on the asset, its age, your ABN and security. A guide, not a quote.
Estimate only, excluding fees and charges. Not a quote, offer, or credit assistance. Actual repayments depend on the lender’s assessment.
Common questions
Usually, yes. Pallet forks, buckets, jibs and work platforms can typically be wrapped into the same chattel mortgage as the telehandler, covering the full working setup in one repayment.
Explore more finance
Ready to move on your next asset?
Get pre-approved and negotiate as a cash-equivalent buyer — we'll handle the rate, the structure and the paperwork.