Website Disclaimer
Important information about how to use the content and tools on this site.
Effective date: 1 January 2026
This website is operated by Equipment Financing Australia, a subdivision of Model Mortgages Pty Ltd (ABN 82 108 681 063, Australian Credit Licence 387460).
1. General Information Only
The information on this website is general in nature and does not take into account your personal objectives, financial situation or needs. It is not credit assistance, financial advice or tax advice. Consider whether it is appropriate for you, and seek advice specific to your circumstances before acting.
2. Calculators and Tools
The calculators and tools on this site (including the finance calculators, the finance-or-pay-cash tool, the finance-ready check, the EV comparison, the EOFY planner and the balloon refinance check) provide indicative estimates only. They are not quotes, offers of finance, or credit assistance. Results exclude fees and charges and depend on the assumptions you enter. Actual rates, repayments and approval are subject to the lender's assessment.
3. Finance Is Subject to Assessment
All finance is subject to lender credit criteria, terms, fees and charges, and approval. Any rates referred to are indicative and subject to change. Eligibility for low-doc finance and any tax treatment depends on your circumstances.
4. Tax
Comments on GST, depreciation, the instant asset write-off and other tax matters are general only. Tax outcomes depend on your circumstances and current law, which can change. Confirm your position with your accountant or registered tax adviser.
5. External Links
This website may contain links to third-party websites. We are not responsible for the content, accuracy or practices of those sites, and a link does not imply endorsement.
6. Intellectual Property
Unless otherwise stated, the content on this website is owned by or licensed to Model Mortgages Pty Ltd and may not be reproduced without permission.
7. Contact
For any questions about this disclaimer, contact Equipment Financing Australia — Email: hello@modelmortgages.com.au · Phone: +61 468 016 210.