Reach truck finance for narrow-aisle warehouse operators
Narrow-aisle reach trucks and high-bay handling gear — financed as one working setup for your warehouse.
A reach truck earns by getting pallets into racking a counterbalance forklift can't reach, in aisles too narrow for anything wider. We finance the truck and the battery and charging gear that goes with it, structured around how your warehouse actually runs. New or used — we can usually fund it.
Who it's for
Warehouse, logistics and cold-storage operators running narrow-aisle or high-bay racking.
Built for narrow aisles and high-bay racking
A reach truck is a different tool to a counterbalance forklift — narrower, taller reaching, and often running on a guided or semi-guided aisle system. We match the finance to the machine, not a generic forklift structure.
Wrap the battery and charging gear into one facility
Reach trucks run on electric power, so the battery, charger and sometimes a battery-swap setup are as much a part of the cost as the truck. These can usually be included in the same chattel mortgage as the machine, so the whole working unit is one repayment.
Financing a fleet, not just one truck
Warehouses growing their racking or adding a shift often need to add reach trucks in twos and threes. We can structure multiple units under one facility so growing the fleet doesn't mean starting the paperwork from scratch each time.
Established ABN often means no financials
If your ABN has been active for 2+ years, you're GST registered and a director owns property, reach truck finance can often be arranged without tax returns, BAS or bank statements. We'll tell you whether low-doc or a full submission gets you the better outcome.
Buying secondhand? We check the title first
Reach trucks bought used through dealers, auctions or private sellers are commonly financed. On a private sale we run a PPSR check before settlement, and battery age and condition help determine which lender and term fit best.
Own the truck, claim the GST and depreciation
On a chattel mortgage your business owns the reach truck from settlement, so you can generally claim the GST input tax credit on the purchase and depreciate it over its working life. Confirm the detail with your accountant, particularly if you're running several units.
Talk to a specialist
Get the right rate and the right structure for your next asset. No pressure to proceed, no credit-file hit to ask.
- Panel of commercial lenders
- Low-doc options for established ABNs
- Pre-approval before you buy
Work it out backwards.
Start with a repayment that keeps cash in your business and see what it finances — then we’ll line up the right rate to match.
A balloon lowers your monthly repayment and keeps cash in the business. ~30% is common; new vehicles can go to 40%.
Your rate depends on the asset, its age, your ABN and security. A guide, not a quote.
Estimate only, excluding fees and charges. Not a quote, offer, or credit assistance. Actual repayments depend on the lender’s assessment.
Common questions
Usually, yes. The battery, charger and any battery-swap equipment can typically be wrapped into the same chattel mortgage as the reach truck, so the complete working unit is one repayment.
Explore more finance
Ready to move on your next asset?
Get pre-approved and negotiate as a cash-equivalent buyer — we'll handle the rate, the structure and the paperwork.