Concrete pump finance for concreting and formwork contractors
Truck-mounted line pumps and boom pumps — financed on a chattel mortgage built around your pour schedule.
A concrete pump earns on every pour, whether you're running it for your own crews or hiring it out to other contractors. Financing the machine keeps your cash for labour and materials, and a balloon can keep the monthly repayment manageable between jobs. New or used, boom or line pump — we can usually structure it.
Who it's for
Concreting and formwork contractors, pump-hire operators and civil subcontractors.
Wrap pipeline, hoses and placing booms into the one facility
Delivery pipeline, end hoses and placing boom kits can usually be included in the same chattel mortgage as the pump itself, so the gear that gets the concrete to the pour isn't a separate out-of-pocket cost.
A balloon smooths the gap between jobs
Pump work is often booked job to job, and payment usually lands after the pour is done and invoiced. A balloon (residual) — commonly around 30% — lowers the monthly repayment and keeps reserves available between bookings. At the end of term you refinance the balloon, pay it out, or upgrade the pump.
Established ABN and property often means no financials
If your ABN has been active for 2+ years, you're GST registered and a director owns property, concrete pump finance can frequently be arranged with no tax returns, BAS or bank statements. We'll tell you honestly whether low-doc or a full submission gets you the better outcome.
Own the pump, claim the GST and depreciation
On a chattel mortgage your business owns the pump from day one, so you can generally claim the GST input tax credit on the purchase and depreciate the machine over its working life. Confirm the detail with your accountant so the structure is set up to favour you.
Buying second-hand? We handle the title check
Used pumps from a dealer are the most straightforward purchase. Buying privately usually means a PPSR title check and a quick inspection of the pump and boom before settlement, which we can arrange as part of the finance process so you're not caught out by existing finance on the machine.
Own a pump outright? Raise capital against it
If you already own a concrete pump, you can often borrow against it — typically up to around 90% of its current market value — to free up working capital for the next machine or a quiet stretch between bookings. These deals are usually low-doc.
Talk to a specialist
Get the right rate and the right structure for your next asset. No pressure to proceed, no credit-file hit to ask.
- Panel of commercial lenders
- Low-doc options for established ABNs
- Pre-approval before you buy
Work it out backwards.
Start with a repayment that keeps cash in your business and see what it finances — then we’ll line up the right rate to match.
A balloon lowers your monthly repayment and keeps cash in the business. ~30% is common; new vehicles can go to 40%.
Your rate depends on the asset, its age, your ABN and security. A guide, not a quote.
Estimate only, excluding fees and charges. Not a quote, offer, or credit assistance. Actual repayments depend on the lender’s assessment.
Common questions
Yes — used pumps, including imports, are part of what we do. Dealer purchases are most straightforward; private sales need a PPSR title check and a quick condition review of the pump and boom, which we handle.
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Ready to move on your next asset?
Get pre-approved and negotiate as a cash-equivalent buyer — we'll handle the rate, the structure and the paperwork.